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Shopping on a budget

Shopping list for shopping on a budget

You’ve calculated your budget, you’ve made a plan, now it’s time to put it into action! Thankfully, there are lots of ways to make your pounds go further. Here are our tops tips for shopping on a budget on the High Street and in the supermarket.

Clothes shopping tips

  • Charity shops can be a great place to grab a bargain, particularly those located in wealthier areas. You can search for your nearest stores on https://www.charityretail.org.uk/find-a-charity-shop/
  • Aim to buy classic looking clothes that you’ll be able to wear for longer, rather than something that is ‘in fashion’
  • When buying clothes, think about outfits. That shirt might look cool, but do you have the right style or colour trousers and shoes you could wear with it?
  • Head to the sales, but keep one golden rule in mind – only buy what you’ll definitely wear and go with a list of what you really need or want
  • Don’t rule out shopping on sites like eBay. You can get good quality clothes from local sellers to cut down on postage costs. Keep an eye out for clothes that are ‘new without tags’ or job lots, particularly if you’re buying for kids who’ll grow out of them quickly.

Food shopping tips

  • Make a shopping list and stick to it – don’t be tempted by offers or sales unless they’re on something you’ve already planned to buy
  • Use sites such as mysupermarket.co.uk to compare prices between supermarkets to make sure you get the best deals
  • If you live near a local greengrocer, butcher or market, see how their prices compare to supermarkets
  • Trying buying own brand or basic range products from supermarkets, rather than branded goods
  • Buy frozen fruit and vegetables instead of fresh – you can get them in bulk and they last far longer!
  • Similarly, bulk buying dried goods such as rice or pasta can work out cheaper, especially if you’re feeding a family
  • You may also be able to trim a few pounds off your bill by cutting back on meat – veg, meat substitutes and pulses can often be far cheaper and just as tasty
  • Doing online shopping can help you save money as you can easily keep an eye on how much you’re spending and see the best deals, as well as saving you valuable time!
  • Shops like Aldi or Lidl are prime places to get some bargains if you’re shopping on a budget!
  • Learn how to cook from scratch – you’ll save loads of cash by not buying ready meals! You can finds lots of cheap (but tasty!) recipes at:
  • Make the most of what you buy by planning meals so that nothing goes to waste. You can find lots of leftover recipes on LoveFoodHateWaste.com. Also, use any leftovers from your evening meals and take them to work for lunch the next day!

Find more financial tips

We have plenty of financial tips, tools and advice on our financial health and wellbeing pages, including tips for saving money and stick to a budget.

Worried about money?

If you’re worried about making ends meet, we’re here for you. You can call Ben’s free and confidential helpline on 08081 311 333 or use our online chat. Both are open Mon-Fri, 8am-8pm.

It’s completely free to get in touch with us if you work (or have ever worked) in the UK’s automotive industry, or you are dependent on someone who is.

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