If you’re in debt

If you’re in debt

When you don’t have enough money coming in to cover all the things you have to pay out, it can be really worrying. When we are stressed about money, we often don’t make the most sensible choices like resorting to spending on high interest credit cards or even payday loans. If you find yourself in this situation every month, it’s time to take back control. It might not be easy or quick but debt and financial concerns can be overcome:

  1. Understand your money
    Complete the ‘Understanding your money’ sheet and keep a copy – you’ll need this later.

  2. Priority debt
    When we have so many debts, it can be hard to know which ones to pay first, especially if we are being chased by banks, credit card or payday loan companies. There are some things which may not be the biggest of your debts but are the most important to pay so that they don’t lead to more serious problems like homelessness. These are called priority debts.

  3. Contact us today! 
    The one thing that most people say who contact us is that they wish they had done it sooner. Don’t wait, let’s start tackling this together, today.

Talk to us…

If you’re suffering with debt and you work, or have worked, in the automotive industry, please get in touch. You don’t have to suffer in silence, we are here for you.

You can call us, chat with us online or send us an email. Or, you can sign up free today for our digital platform, SilverCloud. A number of different programmes are available on the platform, including supporting issues such as money worries, sleep and resilience and on topics such as stress, anxiety and depression. SilverCloud is completely free for anyone who works, or has worked, in the automotive industry. Sign up free and get started today at, using the access code: ben 

And, you can find out more about debt, including tips to cope with it, by returning to our Debt or  Top searches pages.

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